Kerala State Cooperative Agricultural and Rural Development Bank

Kerala State Cooperative Agricultural and Rural Development Bank has always been in the forefront of committed activities aimed at bettering the Social scenario of the village community. As the Apex body of the Primary Co-operative Agricultural and Rural Development Banks in the State, it has spear headed such programmes and streamlined them, right from its inception. The KSCARD Bank has, in fact, come a long way since the formative year when it focused primarily on the redemption of prior debts of rural farmer. The accent has switched over to the production oriented financing policy, which involves long term loans for development needs. The Bank has also diversified its activities and formulated various innovative loan schemes so as to achieve the prime objective of comprehensive agricultural and rural development. The origin of KSCARD Bank can be traced back to 1931, the year in which the State Land Mortgage Bank started functioning in the erstwhile Travancore State. Subsequen...