Kontomatik

Kontomatik is a Poland-based fintech company, which has been providing banking data aggregation services since 2009 long before open banking became a commonly accepted term. At the beginning, Kontomatik developed a personal finance management platform, but in 2021 that portal was sold in order to continue developing B2B services based on open banking and financial data analysis. Their products are based on automatic financial data gathering via PSD2 APIs from banks in Poland and Europe. The primary service Kontomatik offers is customer bank account access (AIS), which allows a company to receive data from a customers bank account, with their consent. AIS is regulated by the PSD2 directive, passed in 2019, which requires banks to provide account information to authorized companies upon the users request. Kontomatik was the first company in the CEE region to become an authorized AISP (Account Information Service Provider) when it received an entry in the registers of the Polish ...