L & L Insurance Agency

We provide a variety of insurance products, from individual to group coverage for Life, Health, Long Term Care, Disability, Annuities, along with several other Group and Executive Ancillary Benefits. The right coverage will help ensure the well-being and continuation of your family, business, and estate. Insurance is a critical component in business. Key-Man policies help ensure the continuation of a company when the key people are no longer there to help in its growth. This type of policy can also be used as deferred compensation or a salary continuation to their heirs, which helps to retain key employees. Buy-Sell coverage on the owners of a company not only protects the surviving owners from being partners with the new heirs, but it also allows for specific coverage amounts and buy-out equations to be agreed upon to ensure your loved ones receive what you envisioned