PT. Anugrah Atma Adiguna

Risk is the uncertainty of the occurrence of an event, whether it is favorable or adverse events. The business world is an area full of taking risks, whether Liquidity Risk, Market Risk, Operational Risk, as well as the kinds of other risks. We need a careful handling of the risks of business people to avoid the extreme conditions that are not expected as a result of the occurrence of particular risks that are harmful. Handling method that starts from the stage of risk identification, assessment, control and monitoring is known as Risk Management. One of the most popular risk control is by way of transfer of risk, or rather is the transfer of impact risk, where if a risk of adverse happened (perils), the result of the incident were transferred to other parties. Other parties referred to here is the party willing to bear the risks, namely insurance companies, be it Life Assurance and General Insurance. Understanding of the worlds insurance is relatively limited from the business p...